Insurance disruptions are affecting thousands of Houston-area homeowners. Recent data shows common reasons include missed premium payments, property condition, location, home value, and exposure to wind, hail, hurricanes, wildfire, and liability risks. Some insurers are also reducing or withdrawing coverage in certain markets.
Insurers must now provide written explanations for declinations, cancellations, and nonrenewals, giving homeowners valuable information they can use to address potential insurability issues.
After two decades in insurance and claims services, I know how important proactive reviews can be. If you receive a cancellation or nonrenewal, or simply want to know where your coverage stands, let’s review your options before you need them.
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